OAS Payment Dates June 2026: Official Rates and Schedule
Published Date: June 7, 2026 | Source: Government of Canada – Old Age Security
June 2026 OAS Payment Date
The official Old Age Security (OAS) payment for June 2026 is scheduled for June 26, 2026.
- Direct Deposit: Funds are typically credited to your bank account on the morning of June 26.
- Paper Cheques: If you receive benefits by mail, allow 3 to 5 business days for Canada Post delivery.
Maximum Monthly OAS Rates (April – June 2026)
OAS payments are indexed quarterly to the Consumer Price Index (CPI). The rates for the current quarter are:
| Age Group | Maximum Monthly Amount |
|---|---|
| Ages 65 to 74 | $743.05 |
| Ages 75 and over | $817.36 |
Note: Seniors aged 75 or older receive a 10% automatic enhancement to their monthly OAS pension.
Frequently Asked Questions
How can I check my payment status?
You can view your upcoming deposit dates and payment history through your My Service Canada Account (MSCA).
What if I do not receive my payment on June 26?
If your direct deposit has not arrived within three business days, contact Service Canada to verify your banking information and confirm your account status.
How to Manage Your OAS Benefits
- Access MSCA: Log in to the official Service Canada portal using your GCKey or Sign-In Partner.
- Verify Details: Ensure your mailing address and direct deposit banking information are current.
- Update Information: Use the “Manage my payment destination” feature if you have switched financial institutions.
How Your Benefits are Calculated
The Government of Canada reviews OAS and GIS benefit amounts four times a year (January, April, July, and October). These adjustments ensure your pension keeps pace with the Consumer Price Index (CPI).
Pro Tip: Even if the cost of living decreases, your OAS and GIS payment amounts are guaranteed not to go down. They will either stay the same or increase.
Factors That Affect Your OAS/GIS Amount:
- Previous Year’s Income: Your GIS eligibility is reassessed every year based on the income you report on your tax return.
- Marital Status: Changes in your relationship status (marriage, separation, or the death of a spouse) can significantly impact your monthly rate.
- Residence in Canada: To receive the full OAS pension, you generally need to have lived in Canada for at least 40 years after the age of 18.
Frequently Asked Questions (FAQ)
What if I didn’t receive my OAS payment today?
If you have not received your payment by the end of the day on June 26, 2026, it is recommended to wait two business days before contacting Service Canada at 1-800-277-9914.
Is the OAS June payment taxable?
Yes, the Old Age Security (OAS) pension is considered taxable income. However, the Guaranteed Income Supplement (GIS) is non-taxable.
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Saving in the wrong registered account can quietly destroy a low-income worker’s retirement setup. Read our guide on TFSA vs RRSP for Low Income Earners: Avoid the GIS Retirement Trap to discover why RRSP withdrawals trigger a hidden 50% benefit clawback—and how shifting to a TFSA protects your Guaranteed Income Supplement benefits. FREE Canadian Dental Care Plan Coverage – Online Application* Please be advised that this site is not affiliated with the pension office.* * * * Most viewed topics * * * *
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