Stacey Tanner
Stacey Tanner is PensionCanada.ca’s Lead Benefits Specialist, with over 15 years of experience tracking Canadian social security programs. She specializes in CPP, OAS, GIS, and pension indexing, helping Canadians navigate Service Canada with clear, accurate, people-first guidance on retirement benefits and federal pension eligibility.
Frustrated with Service Canada wait times? Use our 2026 shortcut to skip the SIN prompt and speak to a Canada Pension (CPP/OAS) agent in minutes. Updated call sequence inside....
Discover the new official 1.2% Canadian OAS payment rates, 2025 tax income limits, and clawback boundaries applied to senior pensions from July to September 2026...
Check the official 2026 OAS payment dates schedule for Canada. Find maximum monthly benefit rates, GIS updates, and the 2026 net income clawback threshold....
Plan your monthly budget with the official 2026 Canada Pension Plan (CPP) and Old Age Security (OAS) payment schedule. View direct deposit dates here....
Discover why the TFSA beats the RRSP for low-income Canadians earning under $50k. Avoid the 50% GIS clawback trap and optimize your retirement tax strategy....
Service Canada pension offices are closed for Labour Day. Check holiday schedules, CPP/OAS payment impacts, MSCA access, and the best post-holiday call times....
Holiday closures at Service Canada and the CRA may cause delays in application processing and benefit payments. During statutory holidays, the in‑person and call‑centre offices are closed, which can extend wait times for EI, CPP, OAS, tax inquiries, and other...
Adding an authorized third-party communication person...
The official OAS payment date for August 2026 is August 27, 2026. Check the updated Q3 benefit rates, GIS monthly payouts, and CRA income clawback thresholds....
Prepare your estate under Canadian law. Learn how to draft a will, the limits of a Power of Attorney, and how to maximize your CPP survivor benefits...
Learn how to file Form ISP-3041 Statement of Estimated Income to unlock immediate GIS benefit increases after retirement or a sudden drop in senior income....
Old Age Security (OAS) 2026 guide: current payment amounts, eligibility rules, income thresholds, application steps, and full deferral strategy explained....
Discover why your Canadian OAS or GIS pension deposit was reduced or stopped, key income tax triggers, foreign stay rules, and steps to restore your payments....
Learn how to change your address for Canada Pension Plan (CPP) and Old Age Security (OAS) benefits via MSCA online, phone, mail, or in person safely....
Learn how to set up or change your CPP and OAS voluntary tax deductions using Form ISP-3520 or by phone to avoid unexpected year-end CRA tax balances...
Don't lose your Canadian pension top-up! Learn how to renew your Guaranteed Income Supplement (GIS) for the July 2026 to June 2027 cycle and avoid payment gaps....
Learn how to securely access your My Service Canada Account (MSCA) to check CPP contributions, download OAS T4 tax slips, track applications, and update profiles....
Learn how to notify Service Canada, CRA, and other agencies after a death. Cancel CPP/OAS benefits, protect credit profiles, and prevent estate fraud....
Learn how to register a death in Canada, order official Death Certificates, and submit proof of death to CRA, Service Canada, and pension programs....
Service Canada offices and call centres close on Civic Day. Discover holiday schedules, payment impact for CPP/OAS, and how to access online services....