The Guaranteed Income Supplement (GIS) is a monthly payment you can get if:

  • you are 65 or older
  • you live in Canada
  • you get the Old Age Security (OAS) pension
  • your income is below $18,984 if you are single, widowed, or divorced
  • your income plus the income of your spouse/common-law partner is below:
    • $25,104 if your spouse/common-law partner receives the full OAS pension
    • $45,504 if your spouse/common-law partner does not receive an OAS pension
    • $45,504 if your spouse/common-law partner receives the Allowance

The Supplement is based on income and is available to low-income Old Age Security pensioners. It is not taxable.

In many cases, we will let you know by letter when you could start receiving the first payment. We will send you this letter the month after you turn 64. In other cases, you may have to apply.

Why you may have to apply

You may have to apply for the Guaranteed Income Supplement. We may not have enough information to enroll you automatically. You may have to apply if you are already receiving your Old Age Security pension and never applied for the Guaranteed Income Supplement.

When payments start

You can receive your first payment the month after you turn 65. You must file your taxes on time every year to avoid any disruption to your payments.

If you did not received your payment in July 2021

You should contact Service Canada by phone as soon as possible. Be prepared to provide:

  • your Social Insurance Number
  • your 2020 income information
  • your spouse or common-law partner’s 2020 income

GIS amount

Your income, whether you are married or have a common-law partner will determine how much you could receive.

Benefit for your spouse or common-law partner

Allowance

If you are eligible to receive the Guaranteed Income Supplement, your spouse or common-law partner may be able to receive the Allowance benefit if your spouse or common-law partner:

  • is 60 to 64 years of age
  • is a Canadian citizen or a legal resident
  • resides in Canada and has resided in Canada for at least 10 years since the age of 18
  • your combined annual income is less than $35,136 (July to September 2021 maximum annual income threshold)

Allowance for the Survivor

You could receive the Allowance for the Survivor if:

  • you are 60 to 64 years of age
  • your spouse or common-law partner has died and you have not remarried or entered into a common-law relationship
  • your annual income is less than $25,560 (July to September 2021 maximum annual income threshold)

 

source: https://www.canada.ca/en/services/benefits/publicpensions/cpp/old-age-security/guaranteed-income-supplement.html

If you want to learn more about the new Canada Groceries and Essentials Benefit (CGEB), including who qualifies, how much you could receive, and when payments are issued, visit Tax Service Canada’s Canada Groceries and Essentials Benefit Guide. This comprehensive resource explains the eligibility requirements, payment amounts for individuals and families, application details for new residents, and important CRA payment dates. With the CGEB replacing the GST/HST Credit in July 2026 and providing increased support to millions of Canadians, staying informed can help ensure you receive every benefit you are entitled to.

If you receive the Guaranteed Income Supplement (GIS), now is the time to ensure your benefits continue without interruption. GIS eligibility is reviewed annually, and failing to file your income tax return or complete any required renewal steps could result in your payments being reduced or stopped starting in July 2026. Service Canada uses your most recent income information to determine your eligibility and payment amount for the 2026–2027 benefit year. To avoid delays or disruptions to your monthly GIS payments, review the renewal requirements today. Visit the GIS Renewal page for a complete guide and important updates.

Never miss an Old Age Security payment by bookmarking our dedicated 2026 OAS Payment Schedule page today. Managing your retirement budget is much easier when you know exactly when your funds will arrive in your account. By saving this link, you’ll have instant, one-click access to the most up-to-date distribution dates and any schedule adjustments throughout the year. Stay organized and gain peace of mind by keeping this essential resource right at your fingertips. Bookmark us now and ensure you’re always prepared for your upcoming monthly payments!

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It was created to provide general pension information only.