Please be advised that this site is not affiliated with the pension office.
It was created to provide general pension information only.
What’s consider income under GIS program
When applying for the Guaranteed Income Supplement (GIS) or the Allowance (ALW), you, or in the case of a couple you and your spouse or common-law partner, must report your income and deductions.
Do not include income received under Old Age Security, Guaranteed Income Supplement, Allowance, or Allowance for the Survivor program when complete the GIS application.
- Canada Pension Plan (CPP) or Quebec Pension Plan (QPP) benefits
- Other pension income, such as private pensions, superannuation and foreign pension income
- Registered Retirement Savings Plans (RRSPs) that you cashed during the year
- Employment Insurance benefits
- Interest and other investment income
- Capital gains and taxable Canadian dividends
- Net income from any rental properties
- Net employment or self-employment income
- Other income from sources such as workers’ compensation payments and alimony
What is exempted as income
- Old Age Security, Guaranteed Income Supplement, Allowance or Allowance for the Survivor payments
- If you are employed or self-employed and receive the Guaranteed Income Supplement, you can earn up to $5,000 and still receive the full benefit amount. For earnings between $5,000 and $15,000, your Guaranteed Income Supplement will be reduced by 50 cents for every dollar of income you receive
- Canada Pension Plan or Quebec Pension Plan contributions and your Employment Insurance premiums
- Canada Pension Plan or Quebec Pension Plan contributions and your Employment Insurance premiums of net self-employment income
- Deductions, such as union dues, RRSP deduction, moving expenses and other employment expenses
More Read: CPP & OAS application wait time
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Don’t miss out on your Guaranteed Income Supplement (GIS) benefits! Time is running out to renew your GIS for the July 2025 to June 2026 period. To avoid any interruption in your payments, please submit your renewal as soon as possible before the July deadline. For detailed instructions and to complete your renewal, visit PensionCanada.ca/GISrenewal Looking for affordable, reliable dental coverage in Canada? Visit DentalCarePlanCanada.ca to explore flexible dental care plans designed to fit your needs and budget. Whether you’re an individual, family, or senior, our plans offer peace of mind and help you save on essential dental services. Don’t wait—your smile deserves the best care at the best price! Need a Canadian passport or looking to renew one hassle-free? Visit ServiceCanadaPassport.ca for easy-to-follow guidance, step-by-step application support, and the latest updates on passport services across Canada. Save time, avoid confusion, and get everything you need in one convenient place! Renew Your Canadian Dental Care Plan Coverage *(new) 2025 Canada Child Benefit payment dates Check the status of my Canadian passport application* * * * Most viewed topics * * * *
ALBERT
January 30, 2025 9:42 pmCan I get some free legal consultation from you about the GIS calculations?
PensionExpert
January 31, 2025 12:17 pmHello Albert,
Our blogsite only provide general information on pension programs. If you would like to understand the calculation of your GIS entitlement, the best way is to contact the pension call centre to have their agent to explain the details based on your income situation.
John T.
PensionCanada.ca Team
ALBERT
March 27, 2025 12:20 pmHello, John:
What is the phone number of the pension call centre? And there are some fees needed to pay?
Regards,
Albert