OAS Payment Dates 2026: Official Schedule & Increases
Next OAS Payment Date: February 25, 2026
The Canada Old Age Security and the Guaranteed Income Supplement (GIS) program is a financial assistance initiative designed to provide additional income to low-income seniors who are already receiving the Old Age Security (OAS) pension. The program aims to reduce poverty among elderly Canadians by ensuring they have sufficient financial resources to meet their basic needs.
To qualify for the GIS, applicants must be receiving the OAS pension and have a low income. The eligibility for GIS is determined based on the applicant’s income from the previous year. The program uses a sliding scale to calculate benefits, meaning the amount received decreases as the recipient’s income increases. Seniors must apply for the GIS, and the application can be done through Service Canada. Those who qualify must renew their application each year by filing their income tax returns, as the amount of GIS is adjusted annually based on changes in income.
OAS 2026 Updates
For the first quarter of 2026 (January to March), Old Age Security (OAS) benefits have increased by 0.3%, reflecting a 2.0% annual increase in the cost of living. Eligible seniors aged 65 to 74 can now receive a maximum monthly payment of $742.31, while those aged 75 and older receive a higher base of $816.54. The next official deposit date is February 25, 2026. For the 2026 tax year, the OAS recovery tax (clawback) threshold is set at $95,323. These payments are adjusted quarterly in January, April, July, and October to stay aligned with inflation.
The dates below are days when the payment will be issued from the pension program payment system. Pensioners will receive their direct deposit within 1-2 business days from the issuing date. If you are receiving the mailed cheque, please allow 1-2 weeks of Canada Post mailing time.
Your CPP and OAS benefits are paid under 2 different direct deposits or mailed cheque(s). If you are receiving GIS, your GIS amount will be deposited together under your OAS benefit payment.
OAS & GIS Payment Dates
| 2026 Month | Payment Date |
|---|---|
| January | January 28, 2026 |
| February (Next) | February 25, 2026 |
| March | March 27, 2026 |
| April | April 28, 2026 |
| May | May 27, 2026 |
| June | June 26, 2026 |
| July | July 29, 2026 |
| August | August 27, 2026 |
| September | September 25, 2026 |
| October | October 28, 2026 |
| November | November 26, 2026 |
| December | December 22, 2026 |
Old Age Security and Guaranteed Income Supplement programs
Direct deposits include Old Age Security(OAS), Guaranteed Income Supplement(GIS), Allowance, and Allowance for the Survivor.
How much is OAS in 2026?
For the first quarter of 2026 (January to March), OAS payments have increased by 0.3%. If you are aged 65 to 74, the maximum monthly amount is $742.31. If you are 75 or older, the maximum is $816.54.
OAS Clawback Threshold 2026
For the 2026 tax year, the OAS recovery tax (clawback) begins if your world income exceeds $95,323.
More Read: Common reasons why your pension amount is reduced?
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If you want to stay on top of every federal benefit payment date in 2026, we’ve put together a clear and easy-to-follow guide to help you plan ahead with confidence. Explore the full schedule and make sure you never miss a payment by checking out the 2026 Federal Government Benefit Payment Calendar.
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Marilyn Dyson
April 3, 2023 3:21 pmHi .I was wondering if my GIS goes up automatically and when thankyou.marilyn
PensionExpert
April 11, 2023 3:50 pmHello Marilyn,
GIS amount is revised annually based on your previous year’s income tax declaration amount. Only the OAS portion will continue to be adjusted higher based on inflation.
John T.
PensionCanada.ca Team
Paul Charbonneau
May 22, 2023 2:22 pmdo i need to reply for the GIS if my income was to high last couple of years but no longer is. It was clawed back due to CERB 2 years ago I believe. and as a result, I no longer receive it. My 2022 income is well below the cut off threshhold
PensionExpert
May 22, 2023 2:27 pmHello Paul,
GIS is an income tested program where it is re-evaluated for eligibility every year. If your 2022 income has gone down under the threshold, it it very likely that you will be qualified for GIS in the next period (July 2023 to June 2024). Please call pension call centre to ensure that your new income has been successfully captured by the pension processing office, or else, you will not see the new GIS payment.
Aaron
PensionCanada.ca Team
Parves Popat
July 28, 2023 9:55 amI have a Question:
This time I received $302.42 more for my OAS. That is a huge difference. Was there an increase or did I receive some GIC. How do I find out and/or who to call to confirm. I do not want to have to refund at a later stage as it may be difficult to do if already spent, given the inflation, etc.
Thank you
PensionExpert
July 30, 2023 10:04 pmH Parves,
You have to contact the Service Canada pension call centre to have an agent to open your file and check the payment detail for your file.
Aaron
PensionCanada.ca Team
Glenda Griffeth
August 4, 2023 8:31 pmI thought my first payment for GIS July 27 2023. I have yet to receive
I am getting direct deposit for CPP and OAS into my chequeing account. I assumed GIS would automatically be deposited.
PensionExpert
August 5, 2023 10:29 pmHello Glenda,
GIS amount is paid together under OAS. You have to call pension call centre to find out the breakdown of your OAS and GIS payment.
John T.
PensionCanada.ca Team
Bimox
February 14, 2024 7:25 pmHi ,
i was living in Quebec for 15 years hen i moved o Ontario in 2016 and now i live in Quebec since 6 month . i am 65 yes old and i wan apply for my pension . do i apply in Quebec or in Ontario?
PensionExpert
February 16, 2024 3:47 pmHi Bimox,
CPP/OAS is a federal program, so you can apply at any province. If you have contributed to QPP, you will have to apply QPP directly with QC government. Everything else is the same anywhere in Canada.
Melyssa T.
PensionCanada.ca Team