The OAS/CPP benefits must be cancelled after the death of the pensioner
When an Old Age Security (OAS) and Canada Pension Plan (CPP) pensioner dies, their benefits must be cancelled. Benefits are payable for the month where the death occurs; benefits received after the month of death must be returned to pension program. This includes the following benefits:
- OAS pension, including:
- Guaranteed Income Supplement
- Allowance
- Allowance for the Survivor
- CPP retirement pension
- CPP disability benefits
- CPP children’s benefits
- CPP survivor benefits
How to cancel benefits when the pensioner pass away
Please contact Service Canada at 1-800-277-9914 as soon as possible to notify us of the date of death of the OAS and CPP beneficiary.
If you contact Service Canada by telephone, have the person’s Social Insurance Number (SIN) on hand when you call.
If you notify Service Canada by mail, please include the following information about the deceased beneficiary:
- full name
- date of birth
- date of death
- Social Insurance Number (if known)
- previous address
- name and address of the estate or the person responsible for handling the deceased’s affairs (if known)
Important Note: If the deceased was receiving a benefit from the Quebec Pension Plan (QPP), you must contact Retraite Québec. separately.
Proof of death requirements
You might need documentation, such as death certificate, to prove the beneficiary’s date of death when cancelling OAS and CPP benefits.
If the death occurred in Canada
In most cases, Service Canada does not require proof of death to cancel OAS and CPP benefits. In situations where proof of the date of death is required, Service Canada will notify the estate or the person responsible for handling the deceased’s affairs.
If the death occurred outside Canada
Service Canada requires proof of the beneficiary’s date of death to cancel OAS and CPP benefits.
The following are common documents that will be accepted as proof of the date of death:
- official death certificate issued under the authority of some level of government (domestic or foreign) where the death occurred
- a document issued by a level of domestic or foreign government (federal, provincial, state, territorial, municipal, etc.) indicating the date of death (for example, Japanese Family Register, Portuguese Cédula Pessoal, etc.)
- funeral home burial or death certificate issued:
- in accordance with the custom of any religious denomination by an ordained religious leader; or
- by the funeral director; or
- by any person who is authorized to issue such documents through the funeral home (this may vary from province to province)
- medical certificate of death issued by the attending doctor or coroner
- statement by a doctor last in attendance, a coroner or a funeral director using stationery with the appropriate identifying letterhead
- registration of death under a provincial or territorial authority
- certification of death by social security authorities in another country where an international agreement on social security exists with that country
- memorandum of Notification of Death issued by the Chief of National Defence Staff, Department of National Defence Canada, where the death of a member of the Canadian Forces occurs outside Canada
- statement of Verification of Death from the Department of Veterans Affairs Canada written on the letterhead of the Department
- official notification from the Administrator of the Estate appointed by a court
- certified (by notary public) copy of the Letters of Probate
- life or group insurance claim provided it includes a statement signed by a medical doctor
- an official notification written on the letterhead of a Provincial Public Trustee or Administrator of Estates
To be acceptable as a proof of death, a document must:
- be an original or certified copy;
- be on official letterhead or contain a seal;
- be dated, readable and not altered; and
- contain the following information:
- the name of the deceased individual;
- the date and place of death; and
- the name and signature of a person authorized to issue the document.
Please contact Service Canada if you need to verify that a document is acceptable as proof of the date of death.
Returning benefit payments
The estate is entitled to the beneficiary’s OAS and CPP payments for the month of death. All payments issued after the month of death must be returned. If the payments have been redeemed, they must be repaid.
Repayment method for payments received by direct deposit
If the beneficiary received payments by direct deposit, please have the bank return any payments deposited after the date of death to the originator, or send a cheque in Canadian funds made payable to the Receiver General for Canada to the office responsible for paying the deceased’s OAS and CPP benefits.
Repayment method for payments received by cheque
If the beneficiary received payments by cheque, please return any cheques received after the month of death to:
- Cheque Redemption Control Directorate
Returned Cheques
PO Box 2000
Matane QC G4W 4N5
Please make sure to include the name and address of the estate or the person responsible for handling the deceased’s affairs (if known).
If the beneficiary’s death occurred outside Canada, we require proof of the date of death (if not already submitted).
source: https://www.canada.ca/en/services/benefits/publicpensions/cpp/cancel-cpp.html
Oliver Sailer
October 27, 2023 4:38 amHello
My father died 12.10.23 ,3:25 am and i want to cancell his Old Age Security Return of Income.
PensionExpert
October 30, 2023 2:40 pmHello Oliver,
Please ensure to contact pension call centre directly to inform your father’s passing. Our blogsite is only for general information purpose.
John T.
PensionCanada.ca Team
P D Ronchetti
May 8, 2024 6:07 amI am living in the UK. I want to report a death to Canada Pension. What is the postal address of the office in Canada?