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It was created to provide general pension information only.

Click Here to download your 2025 Senior Calendar

CPP payment dates this year Canada Pension Plan

(Upcoming Payment)

May 28th, 2025

Pensioners will receive their direct deposit within 1-2 business days from the issuing date. If you are receiving the mailed cheque, please allow 1-2 weeks of Canada Post mailing time.

The Old Age Security program provides a monthly payment available to seniors aged 65 and older who meet the Canadian legal status and residence requirements. Funded through the general revenues of the Government of Canada, the program aims to ensure a minimum level of income for seniors and helps reduce the incidence of poverty among Canada’s elderly population. Eligibility for the OAS does not depend on employment history, and one does not need to be retired to receive the benefits. The amount of the benefit can vary based on the recipient’s income level, with higher earners possibly subject to the OAS clawback, officially known as the OAS recovery tax.

Your CPP and OAS benefits are paid under 2 different direct deposits or mailed cheque(s). If you are receiving GIS, your GIS amount will be deposited together under your OAS benefit payment.

CPP payment dates this year Canada Pension Plan
CPP/OAS & GIS Payment Dates

Canada Pension Plan programs
Direct deposits include Canada Pension Plan (CPP) and disability(CPP-Disability), children’s and survivor benefits.

Old Age Security programs
Direct deposits include Old Age Security(OAS), Guaranteed Income Supplement(GIS), Allowance, and Allowance for the Survivor.

  • January 29, 2025
  • February 26, 2025
  • March 27, 2025
  • April 28, 2025
  • May 28, 2025
  • June 26, 2025
  • July 29, 2025
  • August 27, 2025
  • September 25, 2025
  • October 29, 2025
  • November 26, 2025
  • December 22, 2025

Click Here to download your 2025 Senior Calendar

Do you qualify for Old Age Security

Your employment history is not a factor in determining eligibility. You can receive the Old Age Security (OAS) pension even if you have never worked or are still working.

If you are living in Canada, you must:

  • be 65 years old or older
  • be a Canadian citizen or a legal resident at the time we approve your OAS pension application
  • have resided in Canada for at least 10 years since the age of 18

If you are living outside Canada, you must:

  • be 65 years old or older
  • have been a Canadian citizen or a legal resident of Canada on the day before you left Canada
  • have resided in Canada for at least 20 years since the age of 18

Canadians working outside Canada for Canadian employers

Canadians working outside Canada for Canadian employers, such as the Canadian Armed Forces and banks, may have their time working abroad counted as residence in Canada.

To qualify this time working abroad as residence, you must have either:

  • returned to Canada within 6 months of ending employment
  • turned 65 years old while still employed and maintained residence in Canada during your time outside of Canada

You must provide the following 2 documents:

  • proof of employment from the employer
  • proof of physically returning to Canada (unless you turned 65 while still employed outside Canada).

Under certain conditions, spouses, common-law partners, dependents, and Canadians working abroad for international organizations may also count time spent abroad as residence in Canada.

If neither of the above scenarios applies to you, you may still qualify for the Old Age Security pension, a pension from another country, or from both countries if you have:

  • lived in one of the countries Canada has established a social security agreement
    or
  • contributed to the social security system of one of the countries with which Canada has established a social security agreement.

For more information, see lived or living outside Canada.

Extra payments based on your income and your age

In addition to your Old Age Security pension, you and/or your spouse/common-law partner may be eligible for extra benefits and payments.

 

More Read: Estimate your OAS benefit payment

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