Please be advised that this site is not affiliated with the pension office.
It was created to provide general pension information only.
CPP payment dates this year Canada Pension Plan
(Upcoming Payment)
May 28th, 2025
Pensioners will receive their direct deposit within 1-2 business days from the issuing date. If you are receiving the mailed cheque, please allow 1-2 weeks of Canada Post mailing time.
The Old Age Security program provides a monthly payment available to seniors aged 65 and older who meet the Canadian legal status and residence requirements. Funded through the general revenues of the Government of Canada, the program aims to ensure a minimum level of income for seniors and helps reduce the incidence of poverty among Canada’s elderly population. Eligibility for the OAS does not depend on employment history, and one does not need to be retired to receive the benefits. The amount of the benefit can vary based on the recipient’s income level, with higher earners possibly subject to the OAS clawback, officially known as the OAS recovery tax.
Your CPP and OAS benefits are paid under 2 different direct deposits or mailed cheque(s). If you are receiving GIS, your GIS amount will be deposited together under your OAS benefit payment.
![CPP payment dates this year Canada Pension Plan]()
CPP/OAS & GIS Payment Dates
Canada Pension Plan programs
Direct deposits include Canada Pension Plan (CPP) and disability(CPP-Disability), children’s and survivor benefits.
Old Age Security programs
Direct deposits include Old Age Security(OAS), Guaranteed Income Supplement(GIS), Allowance, and Allowance for the Survivor.
- January 29, 2025
- February 26, 2025
- March 27, 2025
- April 28, 2025
- May 28, 2025
- June 26, 2025
- July 29, 2025
- August 27, 2025
- September 25, 2025
- October 29, 2025
- November 26, 2025
- December 22, 2025
Click Here to download your 2025 Senior Calendar
Do you qualify for Old Age Security
Your employment history is not a factor in determining eligibility. You can receive the Old Age Security (OAS) pension even if you have never worked or are still working.
If you are living in Canada, you must:
- be 65 years old or older
- be a Canadian citizen or a legal resident at the time we approve your OAS pension application
- have resided in Canada for at least 10 years since the age of 18
If you are living outside Canada, you must:
- be 65 years old or older
- have been a Canadian citizen or a legal resident of Canada on the day before you left Canada
- have resided in Canada for at least 20 years since the age of 18
Canadians working outside Canada for Canadian employers
Canadians working outside Canada for Canadian employers, such as the Canadian Armed Forces and banks, may have their time working abroad counted as residence in Canada.
To qualify this time working abroad as residence, you must have either:
- returned to Canada within 6 months of ending employment
- turned 65 years old while still employed and maintained residence in Canada during your time outside of Canada
You must provide the following 2 documents:
- proof of employment from the employer
- proof of physically returning to Canada (unless you turned 65 while still employed outside Canada).
Under certain conditions, spouses, common-law partners, dependents, and Canadians working abroad for international organizations may also count time spent abroad as residence in Canada.
If neither of the above scenarios applies to you, you may still qualify for the Old Age Security pension, a pension from another country, or from both countries if you have:
- lived in one of the countries Canada has established a social security agreement
or - contributed to the social security system of one of the countries with which Canada has established a social security agreement.
For more information, see lived or living outside Canada.
Extra payments based on your income and your age
In addition to your Old Age Security pension, you and/or your spouse/common-law partner may be eligible for extra benefits and payments.
More Read: Estimate your OAS benefit payment
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AHMED SHARIF
September 21, 2021 10:56 amI have been experiencing great Financial difficulties since my OAS Pension was reduced without prior notice to almost half what it was before the reduction . Is there any hope or light at the end of the tunnel that I may get back to the full amount I was getting before July 2021 ? . SOS . Regards .
PensionExpert
September 22, 2021 11:37 amHi Ahmed,
If you have received CERB or CRB in year 2020, this support payment is currently considered as taxable income by CRA, therefore it will affect your GIS/ALW amount. There has not been any update regarding the status at this point. You must call pension call centre to find out more details.
Peter Dixon
October 23, 2021 3:29 pmare there plans to increase the amnts
PensionExpert
October 25, 2021 9:20 pmWe do not hear any news about increase in benefits, however OAS will increase annually based on inflation.
Paul Butler
November 11, 2021 4:49 pmWhat will the maximum CPP benefit be in 2022?
PensionExpert
November 11, 2021 10:12 pmHello Paul,
The maximum CPP monthly payment information is not announced yet. However, our guess is it will most likely increase about $25 per month in 2022. Similar increase based on pass years’ average.
PensionCanada.ca Team
Bruce Warden
November 13, 2021 10:54 pmI sponsored my father and he became permanent resident of Canada in May 2012. Do we have to wait till May 2022 to apply for OAS/GIS or we can apply in February 2022 or March 2022 since it take 90 Days to process the application? Please advise.
PensionExpert
November 14, 2021 4:04 pmhello Bruce,
You will have to wait until your parent lived the full 10 years in Canada before submitting your application. The reason is that the processing agent will doubt his residency from now until May 2022 and may refuse the application due to insufficient years of residency.
Rick Denning
March 23, 2022 4:10 pmAm born raised in Canada , payed taxes whole 70 years of existence had to wait til 65 to receive oas , why all others who enter wait 10?
PensionExpert
March 23, 2022 4:54 pmHello Rick,
If you are talking about the qualification to OAS program. 10 years of residency in Canada is one of the 3 criteria to qualify for OAS program. The other two are to be the age of 65 years and over, and to either hold a Canadian citizen or permanent resident status.
John T
PensionCanada.ca Team
Margo
April 23, 2022 7:34 pmHi Rick. You should know that people who apply after 10 years of residency will receive 10/40 of the OAS amount. Those who apply after 20 years will get 20/40 or half the amount. Those here 40 years will get 40/40 or the full amount.
Bruce Warden
November 14, 2021 10:28 pmHello Penson Expert;
Thanks for the reply.. If we submit the application in May 2022 after completing the full 10 years, Would The OAS/GIS payment will start from May 2022 or when the application is approved which could be August 2022 as the processing could take 90 days or upwards? I mean do they pay retroactively from the date you become eligible?
Mike Hidiroglou
December 25, 2021 10:44 amIn Most viewed topics: 2022 Senior Calender
Calender should be spelt calendar
PensionExpert
December 25, 2021 11:43 amthank you! the typo error has been corrected.
Debra St. Onge
December 30, 2021 1:18 pmHello. At the end of January, are the OAS/GIS going up 4% to cover inflation?
PensionExpert
December 30, 2021 3:14 pmThere is no news about such a hike in OAS/GIS payment. Normally, the benefit increase is adjusted based on planned inflation rate. We will have to wait for Liberal government’s announcement.
Cameron
December 31, 2021 1:16 pmThe OAS/GIS will increase at the end of Jan.We won’t know the exact amount until the inflation numbers for Dec come in mid Jan.So far the numbers for Oct and Dec would increase the OAS about 1.2%.Depending on what happened in Dec the increase could be slightly higher or lower than 1.2%.
PensionExpert
December 31, 2021 4:16 pmthank you for sharing!
zulfikar
July 26, 2022 8:29 pm1. It is almost the end of day here in Vancouver Wednesday July 27. The Direct Deposit for CPP/OAS/GIS has not arrived. Is the payment delayed?
2. If i decide to reside overseas for studies would I still receive my benefits?
PensionExpert
July 30, 2022 3:10 pmHi,
If you are experiencing any payment delay, it is best to contact pension call centre directly to find out what happens. If you decide to travel or live outside of Canada for an extended period of time, you must let pension office know first and they will let you know if your OAS is subject to foreign resident tax, etc.
Aaron
PensionCanada.ca Team
Dimitri Soltan
October 5, 2022 2:43 pmHello Pension Expert! I recently started my online CPP application but after I filled out the direct deposit info and submited it there appeared an error saying “The direct deposit you entered is the same as the futured dates direct deposit we have on records. What should I do to fix this error and continue with my application? What does” futured dates direct deposit mean? Thank you
PensionExpert
October 9, 2022 12:11 pmHello Dimitri,
A technical question such as this is best to be answered directly by the pension call centre agent. You may reach out to them at 1-800-277-9914. Our site can only provide general information on pension program.
John T.
PensionCanada.ca Team
SARAH K B
November 21, 2022 11:26 amPLEASE CALL ME ON MY CELL xxx.xxx.xxxx AS I AM TRYING TO FILL OUT THE FORMS FOR CANDIAN PENSION. NEED CLARIFICATION ON SOME QUESTIONS AND NEED TO UPDATE MY ADDRESS AS I LIVE IN THE US NOW.
TY SARAH
PensionExpert
November 23, 2022 10:34 pmHello Sarah,
You need to contact the pension call centre directly at 1-800-277-9914 to have an agent help you on the phone.
Aaron
PensionCanada.ca Team
Kathrin
December 21, 2022 5:54 amWhy do I get less CPP and Canada Pension in December 2022?
PensionExpert
December 21, 2022 10:42 amHello Kathrin,
Your question is file specific, therefore you need to contact the pension call centre directly to find out the reason why.
John T.
PensionCanada.ca Team
Sylvia Aitchison
January 19, 2023 9:18 pmI have a Question. I started to receive my OAS when I turned 65 in August of 2021. At that time I was still Working and I received the GIS on my OAS payment every month. Then the GIS was taken away because my income was too high to qualify. I understand that. I retired on the 3rd of July this year (2023) and am now only collecting my CPP and OAS pensions. When my income tax is done for 2022 and My income is less than the previous year and considering that my income is within the parameters to qualify once again Do I have to reapply for the GIS or will it be automatically be added onto my OAS pension again.?
PensionExpert
January 20, 2023 10:04 pmHello Sylvia,
The quick answer is yes, you will have to re-apply. CRA do not always share the income information properly. On the safe side, it is at your best interested to call pension call centre to verify. GIS auto-renewal at tax time only applies to those who are already on GIS program.
John T.
PensionCanada.ca Team
leonard demaine
June 4, 2023 6:57 pmwill recieving alberta seniors benifit reduce my gis income
PensionExpert
June 8, 2023 5:51 pmHello Leonard,
Most likely not, because this benefit payment is technically not considered an income under GIS program. Please contact pension call centre to confirm as each provincial assistant program has different effect on federal pension program.
John T.
PensionCanada.ca Team
Dianne
June 23, 2023 9:16 amMy husband passed away over two years ago. He was receiving over $900.00 in CPP. I’m only receiving about $100.00 of that. When I spoke to a rep from tax department, I was told they add my CPP & his together, that’s why I’m only receiving such a small amount. What should I receive, have anything to do with his? They are two separate entities. My husband & I were both retired. I’d like to know why the government is doing this?
PensionExpert
June 28, 2023 4:44 pmHello Dianne,
You question is specific to your personal situation, therefore, I would suggestion you to give a call to the CPP/OAS office directly to learn about the details. Their phone number is 1-800-277-9914.
John T
PensionCanada.ca Team
Mark Doye
July 1, 2023 5:57 pmI don’t receive my CPP and my old age Pension anymore and I have not had any reason why they stopped. I live in the Philippines.
Nena
July 27, 2023 12:06 pmMy husband and me have partially OAS.
Yearly income for both of us is less than 22000.00 excluding OAS.
How much we can get GIS?
Thank you
PensionExpert
July 30, 2023 10:03 pmHello Nena,
You have to contact the Service Canada pension call centre to have an agent to open your file and check your GIS estimate.
Aaron
PensionCanada.ca Team
Corrina
September 19, 2023 1:14 pmMy father moved in with me . And he hasn’t received his T4s who do I call to get them sent to his new address. His previous superintendent from where he use to live said they never showed up
PensionExpert
September 20, 2023 5:02 pmHello Corrina,
Your father needs to call pension call centre directly at 1-800-277-9914 to request an address change first and ask the call centre agent to resend the T4 CPP and T4 OAS.
Aaron
PensionCanada.ca Team
jim cosgrove
September 25, 2023 2:59 pmHello my wife and I are no longer compatible, for years now, I pay rent and buy my own groceries, I would like to move out so that I can move on but I’ve been told I don’t qualify for GIS, all I receive is CPP and OAS, combined that’s not enough to pay rent here in Langley BC, How do I get the GIS ?
PensionExpert
September 25, 2023 4:09 pmHello Jim,
I would recommend you to call the pension call centre directly to explain your situation. The agent on the phone will be able to add the new information into your file and start to process to help you qualify for GIS since after a separation, your qualification to GIS will be calculated based on your own income, not the combined spousal income.
Aaron
PensionCanada.ca Team